dynamic schema configuration

hi guys,

i am a newbie and need some help with what i am trying , any suggestion or example application would be apreciated. 

What i need:

a) Transforms the data from DB to a CSV file using transformation according to different specifications i.e the outputing different csv based on some configurable schema which can be changed withouth deploying redeploying biztalk application for example dynamic schema from a websource, i dont have a clue what biztalk support in such cases so any help any clues would be much apreciated

b)  then the second part is to upload the file to
a predefined and again some how configurable destination  using
FTP;

thanks alot for your time . 

Best Regards